Appraisal services for Florham Park and Morris County homeowners

Here are the top seven reasons NJ homeowners need DFJ Investments LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a NJ property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a NJ divorce, when real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Morris county or NJ

Do you own a home in or near Florham Park? Do you need help deciding the value of your real estate?
Contact DFJ Investments LLC.

We at DFJ Investments LLC understand the special needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at DFJ Investments LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At DFJ Investments LLC, we're veterans in helping consumers just like you get rid of unneeded and unwanted PMI insurance.

Challenge Morris county's assessment of your property

If you live in a region that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from DFJ Investments LLC is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from DFJ Investments LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? DFJ Investments LLC can help with that too. Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.